InsuranceScope

Insurer

Tata AIG

Founded 2001

Tata AIG General Insurance was founded in 2001 as a joint venture between India's Tata Group and the US-based AIG (American International Group), a global insurer. It pairs the trust of the Tata name with AIG's international underwriting expertise across health, motor and travel.

Tata AIG claims snapshot

Incurred Claim Ratio

80.65%

Claims paid vs premium collected.

Claims Settled

81.42%

Approved by number of claims.

Settled < 30 Days

80.55%

How quickly claims are paid.

Complaints

0.10%

On overall claims — lower is better.

Plans from Tata AIG

  1. Tata AIG

    Elder Care

    3.4 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  2. Tata AIG

    MediCare

    3.4 /5
    • No co-pay
    • No sub-limit
    • Restoration
    Read review →
  3. Tata AIG

    MediCare Premier

    3.4 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  4. Tata AIG

    MediCare Select

    3.2 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →

Comparing Tata AIG plans

Once you have a shortlist, put two Tata AIG plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Tata AIG's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many Tata AIG health insurance plans are there?

We track 4 Tata AIG health insurance plans, each reviewed on coverage and the insurer's claims record.

What is Tata AIG's claim settlement ratio?

Tata AIG reports a claim settlement ratio of 81.42% by number of claims, with a rejection ratio of 15.24%.

Which Tata AIG plan scores highest?

Elder Care is the highest-scoring Tata AIG plan in our data at 3.4/5, based on coverage breadth and claims record.

Does Tata AIG offer cashless hospitals?

Tata AIG reports 12,000+ cashless network hospitals where bills can be settled directly.