Policy check
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✅ Strengths
- Room Rent Limit: No
- Co-Pay: No
- Disease Sub-limit: No
- Pre Hospitalisation: 60 days
- Post Hospitalisation: 180 days
- Refill of Base Cover: Once (related and unrelated), Unlimited Add-On
- Time when refill will trigger: Partial exhaustion of Sum Insured
- Day Care: Yes
- Domiciliary: Yes
- Modern Treatment: Yes
- Road Ambulance: Yes (upto Base Sum Insured)
- Consumables: Yes
- Bonus: Yes (50% upto 100%) (irrespective of claims) (Plus)
- All India Treatment: Zonal Premiums but No Co-Pay
- Affordability: Affordable
⚠️ Considerations
- Claim in which refill of cover can be applied: Subsequent claims
- Initial Waiting Period: 30 days
- Specific Illness Waiting Period: 2 years
- Pre-existing disease Waiting Period: 3 years (reducible as add-on)
- Air Ambulance: Yes (upto 5 lakhs)
- Maternity: No