InsuranceScope

Tata AIG

Elder Care

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYNot specified

PRE HOSPITALISATIONNot specified

POST HOSPITALISATIONNot specified

Plan & insurer snapshot

✅ Claims (No.)

81.42%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

15.24%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

12,000+

Reported size of network hospitals.

💬 Complaints

0.10%

Complaint incidence on claims experience.

✨ Expert Verdict

Elder Care is a health insurance plan from Tata AIG. Review policy wording and add-on details before final purchase.

Pros

  • No room rent cap for standard hospitalization.Standout
  • Refill benefit available (10%).
  • Modern treatment procedures are covered.
  • Day-care procedures are included in coverage.

Cons

  • Disease-wise sub-limits apply on select treatments.

Key Features

Room Rent

No limit

Co-Pay

Not specified

Disease Sub-limit

Yes

Pre-Hospitalisation

Not specified

Post-Hospitalisation

Not specified

Refill Trigger

Not specified

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

Not specified

Pre-existing Disease Waiting

2