Tata AIG
MediCare Premier
Plan & insurer snapshot
✅ Claims (No.)
81.42%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
15.24%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
12,000+
Reported size of network hospitals.
💬 Complaints
0.10%
Complaint incidence on claims experience.
✨ Expert Verdict
MediCare Premier is a health insurance plan from Tata AIG. Review policy wording and add-on details before final purchase.
Pros
- No co-pay requirement under base policy.
- Refill benefit available (Unlimited times in a policy year (Add-on)).
- Modern treatment procedures are covered.
- Day-care procedures are included in coverage.
Cons
- Premium positioning is on the expensive side.
Key Features
Room Rent
Not specified
Co-Pay
No
Disease Sub-limit
Not specified
Pre-Hospitalisation
60 days (Covered up to: 60 days before hospitalization)
Post-Hospitalisation
90 days (Covered up to: 90 days after hospitalization)
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
2
Pre-existing Disease Waiting
Not specified