Insurer
SBI
Founded 2009
SBI General Insurance, founded in 2009, is promoted by State Bank of India — the country's largest bank — and was originally a joint venture with Australia's IAG. It benefits from SBI's enormous distribution reach, giving it access to customers across urban and rural India.
SBI claims snapshot
Incurred Claim Ratio
93.11%
Claims paid vs premium collected.
Claims Settled
91.68%
Approved by number of claims.
Settled < 30 Days
94.46%
How quickly claims are paid.
Complaints
0.15%
On overall claims — lower is better.
Plans from SBI
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SBI
General Super Health (Prime)
- Read review →
SBI
General Health Edge
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SBI
General Arogya Supreme (Plus)
Comparing SBI plans
Once you have a shortlist, put two SBI plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against SBI's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many SBI health insurance plans are there?
We track 3 SBI health insurance plans, each reviewed on coverage and the insurer's claims record.
What is SBI's claim settlement ratio?
SBI reports a claim settlement ratio of 91.68% by number of claims, with a rejection ratio of 6.62%.
Which SBI plan scores highest?
General Super Health (Prime) is the highest-scoring SBI plan in our data at 4.3/5, based on coverage breadth and claims record.
Does SBI offer cashless hospitals?
SBI reports 18,300+ cashless network hospitals where bills can be settled directly.