Insurer
SBI
Founded 2009
SBI General Insurance, founded in 2009, is promoted by State Bank of India — the country's largest bank — and was originally a joint venture with Australia's IAG. It benefits from SBI's enormous distribution reach, giving it access to customers across urban and rural India.
Top plan
4.3
★★★★☆
Approved by number of claims.
Claims paid vs premium collected.
How quickly claims are paid.
On overall claims — lower is better.
Plans from SBI
Comparing SBI plans
Once you have a shortlist, put two SBI plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against SBI's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
We track 3 SBI health insurance plans, each reviewed on coverage and the insurer's claims record.
SBI reports a claim settlement ratio of 91.68% by number of claims, with a rejection ratio of 6.62%.
General Super Health (Prime) is the highest-scoring SBI plan in our data at 4.3/5, based on coverage breadth and claims record.
SBI reports 18,300+ cashless network hospitals where bills can be settled directly.