SBI
General Arogya Supreme (Plus)
Plan & insurer snapshot
✅ Claims (No.)
91.68%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
6.62%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
18,300+
Reported size of network hospitals.
💬 Complaints
0.15%
Complaint incidence on claims experience.
✨ Expert Verdict
General Arogya Supreme (Plus) is a health insurance plan from SBI. Review policy wording and add-on details before final purchase.
Pros
- Refill benefit available (Once in a policy year).
Cons
- Co-pay applies on claims.
- Room rent has a cap, which may increase out-of-pocket costs.
- Premium positioning is on the expensive side.
Key Features
Room Rent
Capped
Co-Pay
Yes
Disease Sub-limit
Not specified
Pre-Hospitalisation
Not specified
Post-Hospitalisation
Not specified
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
Not specified
Pre-existing Disease Waiting
3