SBI
General Health Edge
Plan & insurer snapshot
✅ Claims (No.)
91.68%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
6.62%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
18,300+
Reported size of network hospitals.
💬 Complaints
0.15%
Complaint incidence on claims experience.
✨ Expert Verdict
General Health Edge is a health insurance plan from SBI. Review policy wording and add-on details before final purchase.
Pros
- No room rent cap for standard hospitalization.Standout
- Refill benefit available (Unlimited times in a policy year).
- Day-care procedures are included in coverage.
Cons
- Disease-wise sub-limits apply on select treatments.
Key Features
Room Rent
No limit
Co-Pay
Not specified
Disease Sub-limit
Yes
Pre-Hospitalisation
Not specified
Post-Hospitalisation
60 days (Covered up to: sum insured)
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
2
Pre-existing Disease Waiting
Not specified