Insurer
ICICI Lombard
Founded 2001
ICICI Lombard General Insurance was founded in 2001, originally as a joint venture between ICICI Bank and Canada's Fairfax Financial. It is India's largest private-sector general insurer by market share, with one of the widest hospital and distribution networks in the country.
ICICI Lombard claims snapshot
Incurred Claim Ratio
85.53%
Claims paid vs premium collected.
Claims Settled
82.79%
Approved by number of claims.
Settled < 30 Days
99.94%
How quickly claims are paid.
Complaints
0.14%
On overall claims — lower is better.
Plans from ICICI Lombard
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ICICI Lombard
Health AdvantEdge
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ICICI Lombard
Complete Health Insurance (Health Shield)
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ICICI Lombard
Complete Health Insurance (Health Elite)
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ICICI Lombard
Elevate
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ICICI Lombard
MaxProtect (Premium)
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ICICI Lombard
Elevate (Value)
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ICICI Lombard
Complete Health Insurance (iHealth)
Comparing ICICI Lombard plans
Once you have a shortlist, put two ICICI Lombard plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against ICICI Lombard's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many ICICI Lombard health insurance plans are there?
We track 7 ICICI Lombard health insurance plans, each reviewed on coverage and the insurer's claims record.
What is ICICI Lombard's claim settlement ratio?
ICICI Lombard reports a claim settlement ratio of 82.79% by number of claims, with a rejection ratio of 14.11%.
Which ICICI Lombard plan scores highest?
Health AdvantEdge is the highest-scoring ICICI Lombard plan in our data at 4.1/5, based on coverage breadth and claims record.
Does ICICI Lombard offer cashless hospitals?
ICICI Lombard reports 10,700+ cashless network hospitals where bills can be settled directly.