InsuranceScope

ICICI Lombard

Complete Health Insurance (iHealth)

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYNot specified

PRE HOSPITALISATIONNot specified

POST HOSPITALISATIONNot specified

Plan & insurer snapshot

✅ Claims (No.)

82.79%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

14.11%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

10,700+

Reported size of network hospitals.

💬 Complaints

0.14%

Complaint incidence on claims experience.

✨ Expert Verdict

Complete Health Insurance (iHealth) is a health insurance plan from ICICI Lombard. Review policy wording and add-on details before final purchase.

Pros

  • No co-pay requirement under base policy.
  • Refill benefit available (Once in a policy year).
  • Modern treatment procedures are covered.
  • Day-care procedures are included in coverage.

Cons

  • Policy terms and add-ons should be reviewed before purchase.

Key Features

Room Rent

Not specified

Co-Pay

No

Disease Sub-limit

Not specified

Pre-Hospitalisation

Not specified

Post-Hospitalisation

Not specified

Refill Trigger

Partial exhaustion of Sum Insured

Waiting Periods

Initial Waiting Period

Not specified

Specific Disease Waiting

Not specified

Pre-existing Disease Waiting

Not specified