ICICI Lombard
Elevate
Plan & insurer snapshot
✅ Claims (No.)
82.79%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
14.11%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
10,700+
Reported size of network hospitals.
💬 Complaints
0.14%
Complaint incidence on claims experience.
✨ Expert Verdict
Elevate is a health insurance plan from ICICI Lombard. Review policy wording and add-on details before final purchase.
Pros
- No room rent cap for standard hospitalization.Standout
- Refill benefit available (Unlimited times in a policy year).
- Day-care procedures are included in coverage.
Cons
- Co-pay applies on claims.
Key Features
Room Rent
No limit
Co-Pay
Yes
Disease Sub-limit
Not specified
Pre-Hospitalisation
Not specified
Post-Hospitalisation
Not specified
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
1
Pre-existing Disease Waiting
1