InsuranceScope

Insurer

Care

Founded 2012

Care Health Insurance — formerly Religare Health Insurance — is a standalone health insurer founded in 2012 and part of the Religare Enterprises group. It is known for high-sum-insured products and its flagship Care and Care Supreme plans aimed at comprehensive family cover.

Care claims snapshot

Incurred Claim Ratio

66.28%

Claims paid vs premium collected.

Claims Settled

95.19%

Approved by number of claims.

Settled < 30 Days

100%

How quickly claims are paid.

Complaints

0.47%

On overall claims — lower is better.

Plans from Care

  1. Care

    Insurance Ultimate Care

    4.3 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  2. Care

    Insurance Care

    4.2 /5
    • No room-rent cap
    • No sub-limit
    • Restoration
    Read review →
  3. Care

    Insurance Care Supreme

    4.1 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  4. Care

    Insurance Care Advantage

    3.9 /5
    • No room-rent cap
    • No sub-limit
    • Restoration
    Read review →
  5. Care

    Insurance Care Supreme (Value)

    3.9 /5
    • No co-pay
    • No sub-limit
    • Restoration
    Read review →
  6. Care

    Insurance Care Supreme (Vikas)

    3.9 /5
    • No co-pay
    • No sub-limit
    • Restoration
    Read review →
  7. Care

    Insurance Care Heart

    3.7 /5
    • No room-rent cap
    • Restoration
    • Consumables
    Read review →
  8. Care

    Insurance Care Plus

    3.7 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  9. Care

    Insurance Senior Health Advantage

    3.6 /5
    • No co-pay
    • Restoration
    • Modern treatments
    Read review →
  10. Care

    Insurance Care Freedom

    3.5 /5
    • No room-rent cap
    • Restoration
    • Consumables
    Read review →

Comparing Care plans

Once you have a shortlist, put two Care plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Care's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many Care health insurance plans are there?

We track 10 Care health insurance plans, each reviewed on coverage and the insurer's claims record.

What is Care's claim settlement ratio?

Care reports a claim settlement ratio of 95.19% by number of claims, with a rejection ratio of 3.10%.

Which Care plan scores highest?

Insurance Ultimate Care is the highest-scoring Care plan in our data at 4.3/5, based on coverage breadth and claims record.

Does Care offer cashless hospitals?

Care reports 22,100+ cashless network hospitals where bills can be settled directly.