Care
Insurance Care
Plan & insurer snapshot
✅ Claims (No.)
95.19%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
3.10%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
22,100+
Reported size of network hospitals.
💬 Complaints
0.47%
Complaint incidence on claims experience.
✨ Expert Verdict
Insurance Care is a health insurance plan from Care. Review policy wording and add-on details before final purchase.
Pros
- No room rent cap for standard hospitalization.Standout
- Refill benefit available (Unlimited times in a policy year (Add-on)).
- Day-care procedures are included in coverage.
Cons
- Co-pay applies on claims.
- Premium positioning is on the expensive side.
Key Features
Room Rent
No limit
Co-Pay
Yes
Disease Sub-limit
Not specified
Pre-Hospitalisation
30 days (Covered up to: sum insured)
Post-Hospitalisation
60 days (Covered up to: sum insured)
Refill Trigger
Not specified
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
2
Pre-existing Disease Waiting
2