InsuranceScope

Care

Insurance Care Advantage

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYAffordable

PRE HOSPITALISATION30 days (Covered up to: the cover amount)

POST HOSPITALISATION60 days (Covered up to: the cover amount)

Plan & insurer snapshot

✅ Claims (No.)

95.19%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

3.10%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

22,100+

Reported size of network hospitals.

💬 Complaints

0.47%

Complaint incidence on claims experience.

✨ Expert Verdict

Insurance Care Advantage is a health insurance plan from Care. Review policy wording and add-on details before final purchase.

Pros

  • No room rent cap for standard hospitalization.Standout
  • Refill benefit available (Once in a policy year).
  • Day-care procedures are included in coverage.

Cons

  • Co-pay applies on claims.

Key Features

Room Rent

No limit

Co-Pay

Yes

Disease Sub-limit

Not specified

Pre-Hospitalisation

30 days (Covered up to: the cover amount)

Post-Hospitalisation

60 days (Covered up to: the cover amount)

Refill Trigger

Not specified

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

Not specified

Pre-existing Disease Waiting

2