Insurer
Aditya Birla
Founded 2016
Aditya Birla Health Insurance began operations in 2016 as a joint venture between India's Aditya Birla Capital and South Africa's Momentum Metropolitan Holdings. Part of the large Aditya Birla Group, it is best known for its wellness-linked “Activ” plans, which reward healthy behaviour with health returns and premium benefits.
Top plan
4.6
★★★★★
Approved by number of claims.
Claims paid vs premium collected.
How quickly claims are paid.
On overall claims — lower is better.
Plans from Aditya Birla
Comparing Aditya Birla plans
Once you have a shortlist, put two Aditya Birla plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Aditya Birla's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
We track 13 Aditya Birla health insurance plans, each reviewed on coverage and the insurer's claims record.
Aditya Birla reports a claim settlement ratio of 94.09% by number of claims, with a rejection ratio of 3.98%.
Activ Fit (Plus) is the highest-scoring Aditya Birla plan in our data at 4.6/5, based on coverage breadth and claims record.
Aditya Birla reports 11,000+ cashless network hospitals where bills can be settled directly.