Aditya Birla
Activ One (VYTL)
Plan & insurer snapshot
✅ Claims (No.)
94.09%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
3.98%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
11,000+
Reported size of network hospitals.
💬 Complaints
0.16%
Complaint incidence on claims experience.
✨ Expert Verdict
Activ One (VYTL) is a health insurance plan from Aditya Birla. Review policy wording and add-on details before final purchase.
Pros
- Refill benefit available (Unlimited times in a policy year).
- Modern treatment procedures are covered.
Cons
- Premium positioning is on the expensive side.
Key Features
Room Rent
Not specified
Co-Pay
Not specified
Disease Sub-limit
Not specified
Pre-Hospitalisation
90 days (Covered up to: sum insured)
Post-Hospitalisation
Not specified
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
Not specified
Specific Disease Waiting
Not specified
Pre-existing Disease Waiting
3