Aditya Birla
Activ Care (Premier)
Plan & insurer snapshot
✅ Claims (No.)
94.09%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
3.98%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
11,000+
Reported size of network hospitals.
💬 Complaints
0.16%
Complaint incidence on claims experience.
✨ Expert Verdict
Activ Care (Premier) is a health insurance plan from Aditya Birla. Review policy wording and add-on details before final purchase.
Pros
- Refill benefit available (Once in a policy year).
- Modern treatment procedures are covered.
- Day-care procedures are included in coverage.
Cons
- Co-pay applies on claims.
- Premium positioning is on the expensive side.
Key Features
Room Rent
Any room except suite and above (Add-on)
Co-Pay
Yes
Disease Sub-limit
true (Covered up to: sum insured)
Pre-Hospitalisation
30 days (Covered up to: sum insured)
Post-Hospitalisation
60 days (Covered up to: sum insured)
Refill Trigger
Partial exhaustion of Sum Insured & Bonus
Waiting Periods
Initial Waiting Period
30
Specific Disease Waiting
2
Pre-existing Disease Waiting
2