Insurer

Star Health and Allied

Founded 2006

Star Health and Allied Insurance, founded in 2006 in Chennai, was India's first standalone health insurance company. A dedicated health specialist that writes no other lines of business, it operates the country's largest health-insurance agency network and is publicly listed.

Top plan

3.8

★★★★☆

87.17%Claims Settled

Approved by number of claims.

70.53%Incurred Claim Ratio

Claims paid vs premium collected.

97.69%Settled < 30 Days

How quickly claims are paid.

0.52%Complaints

On overall claims — lower is better.

Plans from Star Health and Allied

Star Health Super Star3.8
  • No room-rent cap
  • No co-pay
  • No sub-limit
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Star Health Comprehensive3.7
  • No co-pay
  • No sub-limit
  • Restoration
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Star Health Assure3.5
  • No sub-limit
  • Restoration
  • Consumables
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Star Health Smart Health Pro3.5
  • No co-pay
  • No sub-limit
  • Restoration
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Star Health Super Star (Preferred)3.5
  • No room-rent cap
  • No sub-limit
  • Restoration
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Star Health Super Star (Secure)3.5
  • No room-rent cap
  • No sub-limit
  • Restoration
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Star Health Young Star (Gold)3.5
  • No co-pay
  • No sub-limit
  • Restoration
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Star Health Diabetes Safe (Plan A)3.4
  • No room-rent cap
  • No co-pay
  • Restoration
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Star Health Cancer Care (Platinum)3.3
  • No room-rent cap
  • Restoration
  • Consumables
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Star Health Cardiac Care (Platinum)3.3
  • No co-pay
  • Restoration
  • Consumables
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Star Health Family Health Optima3.3
  • Restoration
  • Consumables
  • Modern treatments
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Star Health Women Care3.3
  • No co-pay
  • No sub-limit
  • Restoration
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Star Health Premier2.8
  • No room-rent cap
  • Consumables
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Star Health Red Carpet2.7
  • Consumables
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Comparing Star Health and Allied plans

Once you have a shortlist, put two Star Health and Allied plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Star Health and Allied's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many Star Health and Allied health insurance plans are there?

We track 14 Star Health and Allied health insurance plans, each reviewed on coverage and the insurer's claims record.

What is Star Health and Allied's claim settlement ratio?

Star Health and Allied reports a claim settlement ratio of 87.17% by number of claims, with a rejection ratio of 11.32%.

Which Star Health and Allied plan scores highest?

Star Health Super Star is the highest-scoring Star Health and Allied plan in our data at 3.8/5, based on coverage breadth and claims record.

Does Star Health and Allied offer cashless hospitals?

Star Health and Allied reports 14,000+ cashless network hospitals where bills can be settled directly.

Not sure which fits you? Let three questions decide.

✦ Find my plan