InsuranceScope

Insurer

Star Health and Allied

Founded 2006

Star Health and Allied Insurance, founded in 2006 in Chennai, was India's first standalone health insurance company. A dedicated health specialist that writes no other lines of business, it operates the country's largest health-insurance agency network and is publicly listed.

Star Health and Allied claims snapshot

Incurred Claim Ratio

70.53%

Claims paid vs premium collected.

Claims Settled

87.17%

Approved by number of claims.

Settled < 30 Days

97.69%

How quickly claims are paid.

Complaints

0.52%

On overall claims — lower is better.

Plans from Star Health and Allied

  1. Star Health and Allied

    Star Health Super Star

    3.8 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  2. Star Health and Allied

    Star Health Comprehensive

    3.7 /5
    • No co-pay
    • No sub-limit
    • Restoration
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  3. Star Health and Allied

    Star Health Assure

    3.5 /5
    • No sub-limit
    • Restoration
    • Consumables
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  4. Star Health and Allied

    Star Health Smart Health Pro

    3.5 /5
    • No co-pay
    • No sub-limit
    • Restoration
    Read review →
  5. Star Health and Allied

    Star Health Super Star (Preferred)

    3.5 /5
    • No room-rent cap
    • No sub-limit
    • Restoration
    Read review →
  6. Star Health and Allied

    Star Health Super Star (Secure)

    3.5 /5
    • No room-rent cap
    • No sub-limit
    • Restoration
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  7. Star Health and Allied

    Star Health Young Star (Gold)

    3.5 /5
    • No co-pay
    • No sub-limit
    • Restoration
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  8. Star Health and Allied

    Star Health Diabetes Safe (Plan A)

    3.4 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  9. Star Health and Allied

    Star Health Cancer Care (Platinum)

    3.3 /5
    • No room-rent cap
    • Restoration
    • Consumables
    Read review →
  10. Star Health and Allied

    Star Health Cardiac Care (Platinum)

    3.3 /5
    • No co-pay
    • Restoration
    • Consumables
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  11. Star Health and Allied

    Star Health Family Health Optima

    3.3 /5
    • Restoration
    • Consumables
    • Modern treatments
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  12. Star Health and Allied

    Star Health Women Care

    3.3 /5
    • No co-pay
    • No sub-limit
    • Restoration
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  13. Star Health and Allied

    Star Health Premier

    2.8 /5
    • No room-rent cap
    • Consumables
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  14. Star Health and Allied

    Star Health Red Carpet

    2.7 /5
    • Consumables
    Read review →

Comparing Star Health and Allied plans

Once you have a shortlist, put two Star Health and Allied plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Star Health and Allied's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many Star Health and Allied health insurance plans are there?

We track 14 Star Health and Allied health insurance plans, each reviewed on coverage and the insurer's claims record.

What is Star Health and Allied's claim settlement ratio?

Star Health and Allied reports a claim settlement ratio of 87.17% by number of claims, with a rejection ratio of 11.32%.

Which Star Health and Allied plan scores highest?

Star Health Super Star is the highest-scoring Star Health and Allied plan in our data at 3.8/5, based on coverage breadth and claims record.

Does Star Health and Allied offer cashless hospitals?

Star Health and Allied reports 14,000+ cashless network hospitals where bills can be settled directly.