InsuranceScope

Star Health and Allied

Star Health Diabetes Safe (Plan A)

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYNot specified

PRE HOSPITALISATIONNot specified

POST HOSPITALISATIONNot specified

Plan & insurer snapshot

✅ Claims (No.)

87.17%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

11.32%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

14,000+

Reported size of network hospitals.

💬 Complaints

0.52%

Complaint incidence on claims experience.

✨ Expert Verdict

Star Health Diabetes Safe (Plan A) is a health insurance plan from Star Health and Allied. Review policy wording and add-on details before final purchase.

Pros

  • No room rent cap for standard hospitalization.Standout
  • No co-pay requirement under base policy.
  • Refill benefit available (Once in a policy year).
  • Day-care procedures are included in coverage.

Cons

  • Disease-wise sub-limits apply on select treatments.

Key Features

Room Rent

No limit

Co-Pay

No

Disease Sub-limit

Yes

Pre-Hospitalisation

Not specified

Post-Hospitalisation

Not specified

Refill Trigger

Not specified

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

2

Pre-existing Disease Waiting

3