Insurer
Royal Sundaram
Founded 2001
Royal Sundaram General Insurance, founded in 2001, was the first private general insurer licensed in India after the sector opened to private players. Part of the Chennai-based Sundaram Finance group (and originally a joint venture with the UK's Royal & Sun Alliance), it is valued for its retail and health portfolio.
Royal Sundaram claims snapshot
Incurred Claim Ratio
97.20%
Claims paid vs premium collected.
Claims Settled
85.14%
Approved by number of claims.
Settled < 30 Days
99.95%
How quickly claims are paid.
Complaints
0.18%
On overall claims — lower is better.
Plans from Royal Sundaram
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Royal Sundaram
Lifeline (Supreme)
- Read review →
Royal Sundaram
Multiplier
Comparing Royal Sundaram plans
Once you have a shortlist, put two Royal Sundaram plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Royal Sundaram's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many Royal Sundaram health insurance plans are there?
We track 2 Royal Sundaram health insurance plans, each reviewed on coverage and the insurer's claims record.
What is Royal Sundaram's claim settlement ratio?
Royal Sundaram reports a claim settlement ratio of 85.14% by number of claims, with a rejection ratio of 9.58%.
Which Royal Sundaram plan scores highest?
Lifeline (Supreme) is the highest-scoring Royal Sundaram plan in our data at 3.9/5, based on coverage breadth and claims record.
Does Royal Sundaram offer cashless hospitals?
Royal Sundaram reports 10,800+ cashless network hospitals where bills can be settled directly.