InsuranceScope

Royal Sundaram

Multiplier

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYAffordable

PRE HOSPITALISATIONNot specified

POST HOSPITALISATIONNot specified

Plan & insurer snapshot

✅ Claims (No.)

85.14%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

9.58%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

10,800+

Reported size of network hospitals.

💬 Complaints

0.18%

Complaint incidence on claims experience.

✨ Expert Verdict

Multiplier is a health insurance plan from Royal Sundaram. Review policy wording and add-on details before final purchase.

Pros

  • No room rent cap for standard hospitalization.Standout
  • Refill benefit available (Once in a policy year).

Cons

  • Policy terms and add-ons should be reviewed before purchase.

Key Features

Room Rent

No limit

Co-Pay

Not specified

Disease Sub-limit

Not specified

Pre-Hospitalisation

Not specified

Post-Hospitalisation

Not specified

Refill Trigger

Partial exhaustion of Sum Insured

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

2

Pre-existing Disease Waiting

3