Insurer
Niva Bupa
Founded 2008
Niva Bupa Health Insurance — formerly Max Bupa — is a standalone health insurer founded in 2008, in partnership with the UK's Bupa, a global health-insurance specialist with more than 70 years of experience. Publicly listed in 2024, it is known for its ReAssure and Aspire plans.
Niva Bupa claims snapshot
Incurred Claim Ratio
61.64%
Claims paid vs premium collected.
Claims Settled
90.64%
Approved by number of claims.
Settled < 30 Days
99.95%
How quickly claims are paid.
Complaints
0.43%
On overall claims — lower is better.
Plans from Niva Bupa
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Niva Bupa
ReAssure 2.0 (Gold)
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Niva Bupa
ReAssure 2.0 (Platinum+)
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Niva Bupa
Aspire (Diamond+)
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Niva Bupa
Aspire (Gold+)
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Niva Bupa
Aspire (Platinum+)
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Niva Bupa
Aspire (Titanium+)
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Niva Bupa
ReAssure 2.0 (Titanium+)
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Niva Bupa
Health Premier (Gold)
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Niva Bupa
ReAssure 2.0 (Bronze)
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Niva Bupa
ReAssure 2.0 (Bronze+)
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Niva Bupa
Aspire (Gold+ Value)
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Niva Bupa
Health Companion
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Niva Bupa
ReAssure
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Niva Bupa
Rise
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Niva Bupa
Senior First (Platinum)
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Niva Bupa
Health Premia (Gold)
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Niva Bupa
ReAssure 2.0 (Bronze+ Value)
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Niva Bupa
ReAssure 3.0 (Black)
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Niva Bupa
ReAssure 3.0 (Elite)
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Niva Bupa
GoActive
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Niva Bupa
ReAssure 3.0 (Classic)
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Niva Bupa
ReAssure 3.0 (Select)
Comparing Niva Bupa plans
Once you have a shortlist, put two Niva Bupa plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Niva Bupa's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many Niva Bupa health insurance plans are there?
We track 22 Niva Bupa health insurance plans, each reviewed on coverage and the insurer's claims record.
What is Niva Bupa's claim settlement ratio?
Niva Bupa reports a claim settlement ratio of 90.64% by number of claims, with a rejection ratio of 7.30%.
Which Niva Bupa plan scores highest?
ReAssure 2.0 (Gold) is the highest-scoring Niva Bupa plan in our data at 4.1/5, based on coverage breadth and claims record.
Does Niva Bupa offer cashless hospitals?
Niva Bupa reports 10,000+ cashless network hospitals where bills can be settled directly.