Niva Bupa
Senior First (Platinum)
Plan & insurer snapshot
✅ Claims (No.)
90.64%
Latest disclosed settlement ratio by number of claims.
❌ Rejection Ratio
7.30%
Lower is generally better for policyholders.
🏥 Cashless Hospitals
10,000+
Reported size of network hospitals.
💬 Complaints
0.43%
Complaint incidence on claims experience.
✨ Expert Verdict
Senior First (Platinum) is a health insurance plan from Niva Bupa. Review policy wording and add-on details before final purchase.
Pros
- No room rent cap for standard hospitalization.Standout
- Refill benefit available (Unlimited times in a policy year).
- Modern treatment procedures are covered.
Cons
- Policy terms and add-ons should be reviewed before purchase.
Key Features
Room Rent
No limit
Co-Pay
Not specified
Disease Sub-limit
Not specified
Pre-Hospitalisation
Not specified
Post-Hospitalisation
Not specified
Refill Trigger
Partial exhaustion of Sum Insured
Waiting Periods
Initial Waiting Period
Not specified
Specific Disease Waiting
2
Pre-existing Disease Waiting
Not specified