Insurer

National

Founded 1906

National Insurance Company, founded in 1906 in Kolkata, is one of India's oldest general insurers. A government-owned, public-sector company nationalised in 1972, it carries a very large legacy branch network and a long track record of serving customers across the country.

Top plan

2.7

★★★☆☆

80.85%Claims Settled

Approved by number of claims.

95.80%Incurred Claim Ratio

Claims paid vs premium collected.

77.35%Settled < 30 Days

How quickly claims are paid.

0.29%Complaints

On overall claims — lower is better.

Plans from National

Mediclaim Plus2.7
  • Modern treatments
Read review →

Comparing National plans

Once you have a shortlist, put two National plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against National's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many National health insurance plans are there?

We track 1 National health insurance plans, each reviewed on coverage and the insurer's claims record.

What is National's claim settlement ratio?

National reports a claim settlement ratio of 80.85% by number of claims, with a rejection ratio of 9.72%.

Which National plan scores highest?

Mediclaim Plus is the highest-scoring National plan in our data at 2.7/5, based on coverage breadth and claims record.

Does National offer cashless hospitals?

National reports 12,000+ cashless network hospitals where bills can be settled directly.

Not sure which fits you? Let three questions decide.

✦ Find my plan