Insurer
National
Founded 1906
National Insurance Company, founded in 1906 in Kolkata, is one of India's oldest general insurers. A government-owned, public-sector company nationalised in 1972, it carries a very large legacy branch network and a long track record of serving customers across the country.
National claims snapshot
Incurred Claim Ratio
95.80%
Claims paid vs premium collected.
Claims Settled
80.85%
Approved by number of claims.
Settled < 30 Days
77.35%
How quickly claims are paid.
Complaints
0.29%
On overall claims — lower is better.
Plans from National
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National
Mediclaim Plus
Comparing National plans
Once you have a shortlist, put two National plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against National's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many National health insurance plans are there?
We track 1 National health insurance plans, each reviewed on coverage and the insurer's claims record.
What is National's claim settlement ratio?
National reports a claim settlement ratio of 80.85% by number of claims, with a rejection ratio of 9.72%.
Which National plan scores highest?
Mediclaim Plus is the highest-scoring National plan in our data at 2.7/5, based on coverage breadth and claims record.
Does National offer cashless hospitals?
National reports 12,000+ cashless network hospitals where bills can be settled directly.