InsuranceScope

Insurer

ManipalCigna

Founded 2012

ManipalCigna Health Insurance — formerly CignaTTK — is a standalone health insurer and a joint venture between India's Manipal Group, with deep roots in healthcare and education, and the US-based Cigna Group, a global health-services company. It is known for its ProHealth range and long-term, lifetime-renewable cover.

ManipalCigna claims snapshot

Incurred Claim Ratio

75.45%

Claims paid vs premium collected.

Claims Settled

93.07%

Approved by number of claims.

Settled < 30 Days

98.69%

How quickly claims are paid.

Complaints

0.25%

On overall claims — lower is better.

Plans from ManipalCigna

  1. ManipalCigna

    Manipal Cigna Prime Senior (Elite)

    4.1 /5
    • No room-rent cap
    • No sub-limit
    • Restoration
    Read review →
  2. ManipalCigna

    LifeTime Health (India)

    4 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  3. ManipalCigna

    Manipal Cigna ProHealth Prime (Protect)

    4 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  4. ManipalCigna

    ProHealth (Plus)

    4 /5
    • No sub-limit
    • Restoration
    • Consumables
    Read review →
  5. ManipalCigna

    Sarvah (Pratham)

    3.9 /5
    • No room-rent cap
    • Restoration
    • Consumables
    Read review →
  6. ManipalCigna

    Manipal Cigna ProHealth (Protect)

    3.8 /5
    • Restoration
    • Consumables
    • Modern treatments
    Read review →
  7. ManipalCigna

    Manipal Cigna ProHealth Prime (Active)

    3.8 /5
    • Restoration
    • Consumables
    • Modern treatments
    Read review →
  8. ManipalCigna

    ProHealth (Accumulate)

    3.8 /5
    • No sub-limit
    • Restoration
    • Consumables
    Read review →
  9. ManipalCigna

    Sarvah (Param)

    3.8 /5
    • No sub-limit
    • Restoration
    • Consumables
    Read review →
  10. ManipalCigna

    Manipal Cigna ProHealth Prime (Advantage)

    3.7 /5
    • No room-rent cap
    • No co-pay
    • Restoration
    Read review →
  11. ManipalCigna

    Sarvah (Uttam)

    3.6 /5
    • Restoration
    • Modern treatments
    Read review →

Comparing ManipalCigna plans

Once you have a shortlist, put two ManipalCigna plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against ManipalCigna's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many ManipalCigna health insurance plans are there?

We track 11 ManipalCigna health insurance plans, each reviewed on coverage and the insurer's claims record.

What is ManipalCigna's claim settlement ratio?

ManipalCigna reports a claim settlement ratio of 93.07% by number of claims, with a rejection ratio of 6.24%.

Which ManipalCigna plan scores highest?

Manipal Cigna Prime Senior (Elite) is the highest-scoring ManipalCigna plan in our data at 4.1/5, based on coverage breadth and claims record.

Does ManipalCigna offer cashless hospitals?

ManipalCigna reports 26,000+ cashless network hospitals where bills can be settled directly.