InsuranceScope

Insurer

Go Digit

Founded 2016

Go Digit General Insurance, founded in 2016, is a technology-led insurer backed by Canada's Fairfax Financial (Prem Watsa). It focuses on simplified, easy-to-understand products and fast digital claims, and went public in 2024 as one of India's most prominent insurtech names.

Go Digit claims snapshot

Incurred Claim Ratio

90.06%

Claims paid vs premium collected.

Claims Settled

90.99%

Approved by number of claims.

Settled < 30 Days

75.24%

How quickly claims are paid.

Complaints

0.19%

On overall claims — lower is better.

Plans from Go Digit

  1. Go Digit

    Double Wallet

    4 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  2. Go Digit

    Infinity Wallet

    4 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →
  3. Go Digit

    Worldwide Treatment

    4 /5
    • No room-rent cap
    • No co-pay
    • No sub-limit
    Read review →

Comparing Go Digit plans

Once you have a shortlist, put two Go Digit plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Go Digit's claims record — always confirm the fine print with the insurer before buying.

Frequently asked questions

How many Go Digit health insurance plans are there?

We track 3 Go Digit health insurance plans, each reviewed on coverage and the insurer's claims record.

What is Go Digit's claim settlement ratio?

Go Digit reports a claim settlement ratio of 90.99% by number of claims, with a rejection ratio of 6.27%.

Which Go Digit plan scores highest?

Double Wallet is the highest-scoring Go Digit plan in our data at 4/5, based on coverage breadth and claims record.

Does Go Digit offer cashless hospitals?

Go Digit reports 9,000+ cashless network hospitals where bills can be settled directly.