Insurer
Bajaj
Founded 2001
Bajaj Allianz General Insurance was founded in 2001 as a joint venture between India's Bajaj Finserv and Germany's Allianz SE, one of the world's largest insurers. It is among India's biggest private general insurers, with a wide branch footprint and an extensive cashless hospital network.
Bajaj claims snapshot
Incurred Claim Ratio
90.01%
Claims paid vs premium collected.
Claims Settled
93.49%
Approved by number of claims.
Settled < 30 Days
99.40%
How quickly claims are paid.
Complaints
0.03%
On overall claims — lower is better.
Plans from Bajaj
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Bajaj
General Health Guard (Gold)
- Read review →
Bajaj
General Health Guard (Platinum)
Comparing Bajaj plans
Once you have a shortlist, put two Bajaj plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Bajaj's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many Bajaj health insurance plans are there?
We track 2 Bajaj health insurance plans, each reviewed on coverage and the insurer's claims record.
What is Bajaj's claim settlement ratio?
Bajaj reports a claim settlement ratio of 93.49% by number of claims, with a rejection ratio of 5.68%.
Which Bajaj plan scores highest?
General Health Guard (Gold) is the highest-scoring Bajaj plan in our data at 4.1/5, based on coverage breadth and claims record.
Does Bajaj offer cashless hospitals?
Bajaj reports 18,400+ cashless network hospitals where bills can be settled directly.