Insurer
Acko
Founded 2016
Acko is one of India's first internet-first, full-stack general insurers, operating direct-to-consumer with no branches or agents. Founded in 2016 and backed by marquee investors including Amazon and General Atlantic, it built its name on a paperless, app-led buying and claims experience aimed at a younger, digital audience.
Top plan
4.6
★★★★★
Approved by number of claims.
Claims paid vs premium collected.
How quickly claims are paid.
On overall claims — lower is better.
Plans from Acko
Comparing Acko plans
Once you have a shortlist, put two Acko plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Acko's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
We track 2 Acko health insurance plans, each reviewed on coverage and the insurer's claims record.
Acko reports a claim settlement ratio of 92.44% by number of claims, with a rejection ratio of 4.24%.
Platinum Health Insurance is the highest-scoring Acko plan in our data at 4.6/5, based on coverage breadth and claims record.
Acko reports 11,500+ cashless network hospitals where bills can be settled directly.