Insurer
Acko
Founded 2016
Acko is one of India's first internet-first, full-stack general insurers, operating direct-to-consumer with no branches or agents. Founded in 2016 and backed by marquee investors including Amazon and General Atlantic, it built its name on a paperless, app-led buying and claims experience aimed at a younger, digital audience.
Acko claims snapshot
Incurred Claim Ratio
58.43%
Claims paid vs premium collected.
Claims Settled
92.44%
Approved by number of claims.
Settled < 30 Days
99.66%
How quickly claims are paid.
Complaints
0.16%
On overall claims — lower is better.
Plans from Acko
- Read review →
Acko
Platinum Health Insurance
- Read review →
Acko
Standard Health Insurance
Comparing Acko plans
Once you have a shortlist, put two Acko plans side by side to see exactly where one leads, answer a few questions in Find My Plan for a ranked match, or run any policy through the buying checklist. Ratings above weigh coverage breadth against Acko's claims record — always confirm the fine print with the insurer before buying.
Frequently asked questions
How many Acko health insurance plans are there?
We track 2 Acko health insurance plans, each reviewed on coverage and the insurer's claims record.
What is Acko's claim settlement ratio?
Acko reports a claim settlement ratio of 92.44% by number of claims, with a rejection ratio of 4.24%.
Which Acko plan scores highest?
Platinum Health Insurance is the highest-scoring Acko plan in our data at 4.6/5, based on coverage breadth and claims record.
Does Acko offer cashless hospitals?
Acko reports 11,500+ cashless network hospitals where bills can be settled directly.