InsuranceScope

United India Insurance Company

United India Family Medicare

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYNot specified

PRE HOSPITALISATIONNot specified

POST HOSPITALISATIONNot specified

Plan & insurer snapshot

✅ Claims (No.)

88.10%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

4.13%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

14,000+

Reported size of network hospitals.

💬 Complaints

0.20%

Complaint incidence on claims experience.

✨ Expert Verdict

United India Family Medicare is a health insurance plan from United India Insurance Company. Review policy wording and add-on details before final purchase.

Pros

  • Refill benefit available (Once in a policy year).
  • Day-care procedures are included in coverage.

Cons

  • Room rent has a cap, which may increase out-of-pocket costs.

Key Features

Room Rent

Capped

Co-Pay

Not specified

Disease Sub-limit

Not specified

Pre-Hospitalisation

Not specified

Post-Hospitalisation

Not specified

Refill Trigger

Partial exhaustion of Sum Insured

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

2

Pre-existing Disease Waiting

3