InsuranceScope

The New India Assurance Company

New India Floater Mediclaim

NA /5

Expert Rating Snapshot

PLAN TYPEIndividual

AFFORDABILITYNot specified

PRE HOSPITALISATION30 days (Covered up to: sum insured)

POST HOSPITALISATION60 days (Covered up to: sum insured)

Plan & insurer snapshot

✅ Claims (No.)

94.98%

Latest disclosed settlement ratio by number of claims.

❌ Rejection Ratio

1.56%

Lower is generally better for policyholders.

🏥 Cashless Hospitals

20,800+

Reported size of network hospitals.

💬 Complaints

0.05%

Complaint incidence on claims experience.

✨ Expert Verdict

New India Floater Mediclaim is a health insurance plan from The New India Assurance Company. Review policy wording and add-on details before final purchase.

Pros

  • Refill benefit available (25%).
  • Day-care procedures are included in coverage.

Cons

  • Co-pay applies on claims.

Key Features

Room Rent

Not specified

Co-Pay

Yes

Disease Sub-limit

Not specified

Pre-Hospitalisation

30 days (Covered up to: sum insured)

Post-Hospitalisation

60 days (Covered up to: sum insured)

Refill Trigger

Not specified

Waiting Periods

Initial Waiting Period

30

Specific Disease Waiting

Not specified

Pre-existing Disease Waiting

3