InsuranceScope India

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FeatureStar Health and Allied - Star Health Cancer Care (Platinum)Star Health and Allied - Star Health Women Care
Room Rent LimitNo limitCapped
ICU LimitNo limitNA
Co-PayNANo
Specific Disease Waiting (Years)NA2
Pre-existing Disease Waiting (Years)2.5NA
Pre-Hospitalisation30 days (Covered up to: sum insured)NA
Post-Hospitalisation60 days (Covered up to: sum insured)NA
DomiciliaryYesYes
Organ Donor CoverNAYes (Covered up to: sum insured)
Refill on ExhaustionAvailableAvailable
Refill Illness ApplicabilityNARelated and unrelated illness
Refill TriggerNAPartial exhaustion of Sum Insured
Refill Limit5%Once in a policy year
Refill Applicable ClaimNASubsequent claims
ConsumablesNAYes
Bonus Max Limit2%50%
% Settled < 30 Days97.69%97.69%
% Complaints on Claims0.52%0.52%
Incurred Claim Ratio70.53%70.53%
Claim Settlement Ratio (No.)87.17%87.17%
Claim Settlement Ratio (Value)84.62%84.62%
Claim Rejection Ratio11.32%11.32%
Cashless Hospitals14,000+14,000+
AffordabilityExpensiveExpensive
Plan TypeIndividualIndividual