Policy compare
Compare two plans side-by-side
Compare real policy features side-by-side and quickly spot where one plan is stronger.
| Feature | Care - Insurance Care Supreme (Value) | Niva Bupa - Aspire (Gold+ Value) |
|---|---|---|
| Pre-existing Disease Waiting (Years) | 1 | 3 |
| Refill on Exhaustion | Available | Available |
| Refill Illness Applicability | Related and unrelated illness | Related and unrelated illness |
| Refill Trigger | NA | Partial exhaustion of Sum Insured |
| Refill Limit | Unlimited times in a policy year | Unlimited times in a policy year |
| Refill Applicable Claim | Subsequent claims | First paid claim |
| % Settled < 30 Days | Quick | 99.95% |
| % Complaints on Claims | 0.47% | 0.43% |
| Incurred Claim Ratio | 66.28% | 61.64% |
| Claim Settlement Ratio (No.) | 95.19% | 90.64% |
| Claim Settlement Ratio (Value) | 87.97% | 74.32% |
| Claim Rejection Ratio | 3.10% | 7.30% |
| Cashless Hospitals | 22,100+ | 10,000+ |
| Plan Type | Individual | Individual |