InsuranceScope India

Policy compare

Compare two plans side-by-side

Compare real policy features side-by-side and quickly spot where one plan is stronger.

FeatureCare - Insurance Care Supreme (Value)The New India Assurance Company - New India Yuva Bharat (Base)
Pre-existing Disease Waiting (Years)12
Refill on ExhaustionAvailableAvailable
Refill Illness ApplicabilityRelated and unrelated illnessNA
Refill LimitUnlimited times in a policy yearOnce in a policy year
Refill Applicable ClaimSubsequent claimsSubsequent claims
% Settled < 30 DaysQuick71.28%
% Complaints on Claims0.47%0.05%
Incurred Claim Ratio66.28%101.32%
Claim Settlement Ratio (No.)95.19%94.98%
Claim Settlement Ratio (Value)87.97%96.36%
Claim Rejection Ratio3.10%1.56%
Cashless Hospitals22,100+20,800+
Plan TypeIndividualIndividual