Policy compare
Compare two plans side-by-side
Compare real policy features side-by-side and quickly spot where one plan is stronger.
| Feature | Care - Insurance Care Supreme (Value) | ICICI Lombard - Elevate |
|---|---|---|
| Room Rent Limit | NA | No limit |
| ICU Limit | NA | No limit |
| Co-Pay | NA | Yes |
| Initial Waiting (Days) | NA | 30 |
| Specific Disease Waiting (Years) | NA | 1 |
| Pre-existing Disease Waiting (Years) | 1 | 1 |
| Daycare Procedures | NA | Yes (Covered up to: sum insured) |
| Domiciliary | NA | Yes |
| Organ Donor Cover | NA | No |
| Modern Treatments | NA | No |
| Refill on Exhaustion | Available | Available |
| Refill Illness Applicability | Related and unrelated illness | Related and unrelated illness |
| Refill Trigger | NA | Partial exhaustion of Sum Insured |
| Refill Limit | Unlimited times in a policy year | Unlimited times in a policy year |
| Refill Applicable Claim | Subsequent claims | Subsequent claims |
| Consumables | NA | Yes |
| % Settled < 30 Days | Quick | 99.94% |
| % Complaints on Claims | 0.47% | 0.14% |
| Incurred Claim Ratio | 66.28% | 85.53% |
| Claim Settlement Ratio (No.) | 95.19% | 82.79% |
| Claim Settlement Ratio (Value) | 87.97% | 63.92% |
| Claim Rejection Ratio | 3.10% | 14.11% |
| Cashless Hospitals | 22,100+ | 10,700+ |
| Plan Type | Individual | Individual |