InsuranceScope India

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FeatureCare - Insurance Care Supreme (Value)Care - Insurance Senior Health Advantage
Room Rent LimitNACapped
Disease Sub-limitNAYes
Pre-existing Disease Waiting (Years)11
Daycare ProceduresNAYes (Covered up to: sum insured)
DomiciliaryNANo
Organ Donor CoverNANo (Covered up to: sum insured)
Modern TreatmentsNAYes
Refill on ExhaustionAvailableAvailable
Refill Illness ApplicabilityRelated and unrelated illnessRelated and unrelated illness
Refill LimitUnlimited times in a policy yearOnce in a policy year
Refill Applicable ClaimSubsequent claimsSubsequent claims
ConsumablesNANo
% Settled < 30 DaysQuickQuick
% Complaints on Claims0.47%0.47%
Incurred Claim Ratio66.28%66.28%
Claim Settlement Ratio (No.)95.19%95.19%
Claim Settlement Ratio (Value)87.97%87.97%
Claim Rejection Ratio3.10%3.10%
Cashless Hospitals22,100+22,100+
AffordabilityNAExpensive
Plan TypeIndividualIndividual