Policy compare
Compare two plans side-by-side
Compare real policy features side-by-side and quickly spot where one plan is stronger.
| Feature | Care - Insurance Care Plus | ICICI Lombard - Health AdvantEdge |
|---|---|---|
| Room Rent Limit | No limit | No limit |
| ICU Limit | No limit | No limit |
| Disease Sub-limit | Yes | NA |
| Initial Waiting (Days) | NA | 30 |
| Pre-existing Disease Waiting (Years) | 3 | 2 |
| Daycare Procedures | Yes (Covered up to: sum insured) | NA |
| Domiciliary | No | Yes (Covered up to: sum insured) |
| Organ Donor Cover | No (Covered up to: sum insured) | Yes (Covered up to: sum insured) |
| Modern Treatments | No | Yes |
| Refill on Exhaustion | Available | Available |
| Refill Illness Applicability | Related and unrelated illness | NA |
| Refill Trigger | NA | Partial exhaustion of Sum Insured |
| Refill Limit | Unlimited times in a policy year | Unlimited times in a policy year |
| Refill Applicable Claim | Subsequent claims | Subsequent claims |
| Consumables | No | Yes |
| Reduction in Bonus on Claim | No reduction | NA |
| % Settled < 30 Days | 100% | 99.94% |
| % Complaints on Claims | 0.47% | 0.14% |
| Incurred Claim Ratio | 66.28% | 85.53% |
| Claim Settlement Ratio (No.) | 95.19% | 82.79% |
| Claim Settlement Ratio (Value) | 87.97% | 63.92% |
| Claim Rejection Ratio | 3.10% | 14.11% |
| Cashless Hospitals | 22,100+ | 10,700+ |
| Affordability | Expensive | NA |
| Plan Type | Individual | Individual |