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| Feature | Aditya Birla Activ OneRead review | Acko - Platinum Health PlanRead review |
|---|---|---|
| Room Rent Limit | No | No |
| Co-Pay | No | No |
| Disease Sub-limit | No | No |
| Pre Hospitalisation | 90 days | 60 days |
| Post Hospitalisation | 180 days | 120 days |
| Refill of Base Cover | Unlimited (Related and unrelated including complications) | Unlimited (only unrelated) |
| Claim in which refill of cover can be applied | First Paid Claim | NA |
| Time when refill will trigger | Partial exhaustion of Sum Insured & No Claim Bonus | |
| Initial Waiting Period | 30 days | No |
| Specific Illness Waiting Period | 2 years | No |
| Pre-existing disease Waiting Period | 4 years (Reducible to 2 years via Add-On) | No |
| Day Care | Yes | Yes |
| Domiciliary | Yes | Yes |
| Modern Treatment | Yes | NA |
| Road Ambulance | Yes (upto 5000 non-network) | Yes |
| Air Ambulance | Yes | Yes |
| Consumables | Add-On (Claim Protect) | Yes |
| Maternity | Yes in VIP Plan | No |
| Bonus | Yes (100% upto 500%) (irrespective of claims) (Super Credit) | Yes (10% upto 100%) (irrespective of claims) |
| All India Treatment | Yes | NA |
| Extra Features | Premium return when healthy i.e 10000 steps each day | |
| Affordability | Affordable | Cheap |