InsuranceScope India

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FeatureAcko - Platinum Health PlanRead reviewAditya Birla Activ OneRead review
Room Rent LimitNoNo
Co-PayNoNo
Disease Sub-limitNoNo
Pre Hospitalisation60 days90 days
Post Hospitalisation120 days180 days
Refill of Base CoverUnlimited (only unrelated)Unlimited (Related and unrelated including complications)
Claim in which refill of cover can be appliedNAFirst Paid Claim
Time when refill will triggerPartial exhaustion of Sum Insured & No Claim Bonus
Initial Waiting PeriodNo30 days
Specific Illness Waiting PeriodNo2 years
Pre-existing disease Waiting PeriodNo4 years (Reducible to 2 years via Add-On)
Day CareYesYes
DomiciliaryYesYes
Modern TreatmentNAYes
Road AmbulanceYesYes (upto 5000 non-network)
Air AmbulanceYesYes
ConsumablesYesAdd-On (Claim Protect)
MaternityNoYes in VIP Plan
BonusYes (10% upto 100%) (irrespective of claims)Yes (100% upto 500%) (irrespective of claims) (Super Credit)
All India TreatmentNAYes
Extra FeaturesPremium return when healthy i.e 10000 steps each day
AffordabilityCheapAffordable
InsuranceScope India | Health Insurance Comparison